How it works

The agent proposes. Alyte disposes.

One request path, three server-side checks a purchase must clear, and money that never touches us. Here is exactly how it works.

The three enforcement layers

Three checks a purchase must clear. Each owned by exactly one party.

1
Authed, gateway

Is this a known agent, in scope? Today: JWT, scope, and tenant. Know-Your-Agent, a signed, scheme-backed agent attestation the gateway honors, is the next layer of the AUTHED lane (roadmap).

2
Merchant, reserve

Within the mandate, is the seat free? Atomic, oversell-proof holds plus a price-lock. Anything over the cap, out of scope, or on a sold-out seat is refused here.

3
PSP, confirm

The merchant's own PSP settles the charge. An ambiguous outcome halts, so there is never a double-charge.

The purchase flow

One path, start to settlement.

Safe by construction

Rigor you can point at, not adjectives.

Mandate enforced server-side

The cap lives on the server, not in the prompt, the model cannot raise it. Spend authority is resolved server-side from the agent record, never read from the token or the prompt.

Oversell impossible

One atomic database operation. Proven under a 250-vs-100 rush to exactly 100 seats sold.

Money is exact and idempotent

Integer-exact amounts, idempotent charges, and an ambiguous PSP outcome that halts rather than retries.

Durable, append-only audit log

Every decision is recorded. The log is the source of truth for audit and for billing.

Architected to stay outside payment-service licensing

We orchestrate. Your PSP settles.

Alyte is architected to stay outside payment-service licensing: money moves from the merchant to the merchant's own PSP to the cardholder. Alyte moves only instructions and tokens, never funds, and invoices its fee separately.

Merchant Merchant's PSP Cardholder Alyte is never on this line.
The three faces

One layer, three ways in.

Agent issuance and BYOA

We create and govern the agent, or take yours. Either way it cannot exceed its mandate.

Persona, passkeys and Click to Payroadmap

A vaulted card and buyer persona that travels across every connected surface.

AI-ready catalogsroadmap

Make inventory discoverable and transactable by agents, in one integration.

Neutral vs captured

The schemes define trust. Alyte enforces it.

CapturedAlyte
SettlementInside the network or one PSPTo the merchant's own PSP
Quantity enforcementNot visible at authEnforced at reserve time
Inventory / oversellOut of scopeOversell-proof by construction
Price movementA moved price can pass a capQuote and price-lock refuse it
Across schemesOne network's standard onlyVerifies any scheme's proof
Isn't this what Verifiable Intent or Trusted Agent Protocol do?

Those are the proof formats. We consume and enforce them, the adapters are implemented and tested in shape, and Alyte is the enforcement layer that makes them true at checkout: before inventory is touched, across all networks. Live signature verification is on the roadmap; today the sandbox agent runs as a deterministic script.

See the mechanism run end to end.

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